Smarter Credit. Lower Rates.
More Control.

✔ On-time payments = Lower APR
✔ AI-powered interest rate drops
✔ Never pay more than your starting rate
BETA: Get early access to a credit card that rewards good financial habits.

First 1,000 sign-ups through May 2025 will receive exclusive benefits when we officially launch!

Currently Beta Testing

Join our Waitlist to
Lock-in Exclusive Beta-Access Rates

How it Works

1. Start with a standard APR
2. Make on-time payments & watch your rate drop
3. Track your personalized Nancey Credit Score
4. Auto-adjusting credit limits and micro-loans for flexibility.

Real-Time AI-Based
APR Adjustments

✔️ Lower Your APR Over Time – Pay on time and watch your interest rate automatically drop
✔️ Personalized Rewards – Earn points based on what you actually spend money on
✔️ Build Your Credit Faster – Unlock better rates and limits automatically

“Your credit should work for you, not against you. Nancey’s AI-powered credit solution dynamically adjusts your interest rate and credit limit based on your financial habits—giving you the control you deserve.”

Smarter Credit. Lower Rates. More Control.