"Building a smarter future."

Richard is the visionary behind Nancey, a creating a model designed to reward responsible consumers. With a background in economics and fintech, he created Nancey to empower underrepresented individuals and put control back in their hands.

"Engineering the future of responsible credit."

As CTO, Josh leads the development of Nancey’s back-end system, ensuring seamless automation of financial and behavioral assessments. His expertise in machine learning and fintech innovation helps optimize risk assessment while providing consumers with a transparent and fair experience.

"Turning credit intelligence into reality."

Myungsup drives the technical execution of Nancey's dynamic framework, leveraging big data, predictive modeling, and secure financial infrastructure. His work ensures that Nancey’s real-time evaluations operate with speed, security, and efficiency.

"Educating and empowering smarter credit decisions."

Courtney is responsible for positioning Nancey as a leader in the financial literacy space. She leads outreach and education efforts, ensuring consumers understand how Nancey’s model rewards responsible behavior and personalized financial benefits.

"Bridging technology and customer experience."

Kathryn plays a pivotal role in coordinating Nancey’s development, partnerships, and user experience. She ensures that the platform and experience remains accessible, easy to use, and aligned with customer needs, helping users unlock financial freedom through responsible borrowing.